FD vs RD vs Mutual Fund: Which is Best for 2025?

1. Fixed Deposit (FD)

• Guaranteed returns
• Lock-in period
• Safe but lower returns

2. Recurring Deposit (RD)

• Monthly savings discipline
• Safe returns
• Lower flexibility

3. Mutual Fund SIP

• Market-linked returns
• Best for long-term growth
• Higher risk, higher reward

👉 Use our Savings Growth Calculator to see how much you can accumulate in each option.